Quick Answer

Final Payment is a common Instant from RNA (RNA) costing {W}{B}. Current price: $0.05 USD. Legal in Modern. Legal in Commander.

Final Payment MTG card

Final Payment

Instant

Card Text

As an additional cost to cast this spell, pay 5 life or sacrifice a creature or enchantment. Destroy target creature.

There's nothing quite like the feeling of paying off a large debt.

Card Stats

common CMC: 2.0 RNA RNA 🎨 Victor Adame Minguez

Market Prices

TCGPlayer
$0.05
Normal
Buy
TCGPlayer
$0.33
Foil
Buy
Card Kingdom
$0.35
Normal
Buy
Card Kingdom
$1.49
Foil
Buy
Cardmarket
€0.10
Normal
Buy
Cardmarket
€0.38
Foil
Buy
Prices updated: 2025-12-04

Format Legality

Brawl Legal
Commander Legal
Duel Legal
Gladiator Legal
Historic Legal
Legacy Legal
Modern Legal
Oathbreaker Legal
Pauper Legal
Paupercommander Legal
Pioneer Legal
Timeless Legal
Vintage Legal

Similar Cards

Community Stats

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Often Played With

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Frequently Asked Questions

What is Final Payment? Basics

Final Payment is a Instant card from the Magic: The Gathering trading card game.

Its ability reads: "As an additional cost to cast this spell, pay 5 life or sacrifice a creature or enchantment. Destroy target creature."

How much mana does Final Payment cost to cast? Basics

Final Payment has a mana cost of {W}{B}, which equals 2.0 total mana (converted mana cost/mana value).

It requires B, W mana to cast.

What does mana cost mean in Magic: The Gathering? Basics

Mana cost is the amount and type of mana required to cast a spell in Magic: The Gathering.

Final Payment's mana cost of {W}{B} means you need to pay that much mana from your lands or other sources.

Colored symbols (W=White, U=Blue, B=Black, R=Red, G=Green) must be paid with that specific color, while numbers can be paid with any color.

What is converted mana cost (CMC) or mana value? Basics

Converted mana cost (now officially called "mana value") is the total amount of mana in a card's mana cost, regardless of color.

Final Payment has a mana value of 2.0. This is important for effects that care about a spell's total cost, like cascade or cards that say "mana value 3 or less."

What is oracle text? Basics

Oracle text is the official, current rules text for a Magic card as maintained by Wizards of the Coast. It supersedes any printed text on older cards.

Final Payment's current oracle text is: "As an additional cost to cast this spell, pay 5 life or sacrifice a creature or enchantment. Destroy target creature."

What is the current price of Final Payment? Pricing

The current market price for Final Payment is approximately $0.05 USD on TCGPlayer.

A foil copy costs approximately $0.33 USD.

On Cardmarket (Europe), it's approximately €0.1 EUR.

Where can I buy Final Payment? Pricing

You can purchase Final Payment from major MTG retailers including:

Prices vary by condition and printing. Check multiple sellers to find the best price.

What is the difference between normal and foil cards? Pricing

Foil cards have a shiny, holographic finish that makes them more collectible. They are functionally identical to normal cards but typically cost more due to their rarity and visual appeal.

Final Payment normal: $0.05 | foil: $0.33

Is Final Payment legal in Standard? Legality

Format legality information for Final Payment in Standard is not available.

Standard is a rotating format that only allows cards from the most recent sets.

Is Final Payment legal in Modern? Legality

Final Payment is Legal in Modern format.

Modern includes all cards printed in a standard-legal set from 8th Edition forward.

Is Final Payment legal in Commander (EDH)? Legality

Final Payment is Legal in Commander (EDH) format.

Commander is a casual multiplayer format where you build a 100-card singleton deck around a legendary creature.

Is Final Payment legal in Pioneer? Legality

Final Payment is Legal in Pioneer format.

Pioneer is a non-rotating format that includes all standard-legal sets from Return to Ravnica forward.

Is Final Payment legal in Legacy? Legality

Final Payment is Legal in Legacy format.

Legacy allows almost all cards ever printed, with a substantial ban list for balance.

Is Final Payment legal in Vintage? Legality

Final Payment is Legal in Vintage format.

Vintage is the most permissive format, allowing almost all cards with only a minimal ban list. Some powerful cards are "Restricted" (limited to 1 copy).

Is Final Payment legal in Pauper? Legality

Final Payment is Legal in Pauper format.

Pauper only allows cards that have been printed at common rarity in a paper or online set.

What is format legality in MTG? Legality

Format legality indicates which official MTG formats allow a card to be played:

  • Legal: Card is allowed in the format
  • Banned: Card is prohibited from play
  • Restricted: Limited to 1 copy (Vintage only)
  • Not Legal: Card was never part of that format's card pool

Different formats have different banned lists based on power level and game balance.

What set is Final Payment from? Details

This printing of Final Payment is from RNA (RNA), with collector number 171.

Final Payment may also appear in other MTG sets with different art or special treatments.

What is Final Payment's rarity? Details

Final Payment is a common card in RNA.

Card rarity affects both availability and price. From rarest to most common: Mythic Rare → Rare → Uncommon → Common.

Who illustrated Final Payment? Details

Final Payment was illustrated by Victor Adame Minguez.

Magic: The Gathering features artwork from hundreds of talented artists, and many cards have been reprinted with new art over the years.

💬 Card Discussion

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